Enter Here for Weekly Prizes

SAVE at least $50 of your federal refund with IRS Form 8888…

ENTER to win one of 100 $100 prizes or 2 $10,000 Grand Prizes!

What is SaveYourRefund?

This year, instead of taking your refund as one check or direct deposit, use IRS Form 8888 to “split” your refund – put some into savings, keep some for spending.

All you need is your savings account information OR you can decide to order a U.S. Savings Bond for yourself or someone else (no account information needed!).

Why? Refund splitting saves you the time and effort of moving money into savings after filing. It also helps us to act on our saving intentions. It's easy to split and save your refund using any home tax prep software or ask your tax preparer to assist you. Once you've split and saved, enter here to win!

Learn more at saveyourrefund.com

How do I participate?

Step 1: “Split” & Save when you file your taxes

When you do your taxes, complete Form 8888 to split your refund and put part into a savings account or U.S. Savings Bonds. Home-based tax software such as TurboTax or H&R Block at Home will use Form 8888 automatically when you “split,” or ask your tax preparer for Form 8888 if you need help. You must split at least $50 into a savings account or U.S. Savings Bonds to qualify.

Step 2: Enter

Submit your name, email address, total refund, and the amount you saved in our simple online form to enter.

Why are we doing this?

Research on prize-linked savings has shown that the opportunity to win a prize – even a prize of modest value – can energize and motivate people to save. As the $90 billion U.S. gaming industry attests, a chance to win allows us to dream, imagine, and aspire – and pairing prize incentives with financial actions can infuse saving, an act often viewed as self-denial, with more immediate reward, surprise, and possibility.

The SaveYourRefund Promotion marries these ingredients – tax-time opportunity becomes a conduit for the fun and excitement of winning. The chance to win one of ten $100 prizes- increasing a $50 investment twofold- and two life-changing grand prizes of $10,000 each- the equivalent of 200 times the $50 investment- motivates tax filers. With the SaveYourRefund Promotion, filers truly can “save small, and win BIG!”


NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING. LEGAL RESIDENTS OF THE 50 UNITED STATES (D.C.), 18 YEARS AND OLDER who ARE ELIGIBLE FOR AND DUE A 2019 INDIVIDUAL TAX REFUND FROM THE I.R.S. VOID WHERE PROHIBITED. Promotion consists of a Sweepstakes and a Contest, which both end on 5/1/20. For Official Rules, free method of entry, Sweepstakes odds disclosure and entry periods, and prize descriptions, visit https://saveyourrefund.com/rules/. Sponsor: AARP Foundation, 601 E Street NW, Washington, DC 20049.